:root{--navy:#062f45;--blue:#07547e;--lime:#65a30d;--ink:#16252d;--muted:#66747b;--soft:#f3f5f5;--line:#e4e9eb}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fff}a{color:inherit}.wrap{width:min(1180px,calc(100% - 48px));margin:auto}.site-header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.97);border-bottom:1px solid #e9edef}.nav{height:84px;display:flex;align-items:center;justify-content:space-between}.logo img{width:108px;height:auto;display:block}.navlinks{display:flex;gap:30px;align-items:center;font-size:14px}.navlinks a{text-decoration:none}.navlinks a:hover{color:var(--lime)}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:0 22px;border-radius:7px;background:var(--lime);color:#fff!important;text-decoration:none;font-weight:800;font-size:14px;transition:.22s}.btn:hover{background:#333;transform:translateY(-1px)}.btn.ghost{background:rgba(0,0,0,.18);border:1px solid rgba(255,255,255,.55)}.hero{position:relative;min-height:520px;display:flex;align-items:center;background-size:cover;background-position:center;overflow:hidden}.hero:before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(4,31,48,.92),rgba(4,39,60,.75) 52%,rgba(4,39,60,.24))}.hero-inner{position:relative;color:#fff;max-width:760px;border-left:4px solid var(--lime);padding:66px 0 66px 24px}.kicker{font-size:13px;font-weight:800;letter-spacing:.08em;margin-bottom:12px}.hero h1{font-size:clamp(38px,5vw,64px);line-height:1.04;margin:0 0 18px}.hero p{font-size:18px;line-height:1.55;color:#eef4f6}.benefits{list-style:none;padding:0;margin:20px 0 24px;display:grid;gap:8px}.benefits li:before{content:"✓";display:inline-flex;width:20px;height:20px;border:2px solid var(--lime);border-radius:50%;align-items:center;justify-content:center;color:var(--lime);font-weight:900;margin-right:9px}.actions{display:flex;gap:12px;flex-wrap:wrap}.section{padding:80px 0}.soft{background:var(--soft)}.navy{background:var(--navy);color:#fff}.grid2{display:grid;grid-template-columns:1fr 1fr;gap:68px;align-items:center}.eyebrow{font-size:12px;font-weight:900;letter-spacing:.12em;text-transform:uppercase;color:var(--blue);margin-bottom:10px}.navy .eyebrow{color:#a8df47}.section h2{font-size:clamp(30px,3.2vw,44px);line-height:1.08;margin:0 0 18px;color:var(--navy)}.navy h2{color:#fff}.copy{font-size:16px;line-height:1.7;color:var(--muted)}.navy .copy{color:#d6e1e6}.media{overflow:hidden;border-radius:14px;background:#e9edef;box-shadow:0 22px 55px rgba(9,38,54,.12)}.media img{display:block;width:100%;height:420px;object-fit:cover}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:32px}.card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:24px}.card h3{margin:0 0 10px;color:var(--navy)}.steps{display:grid;grid-template-columns:repeat(4,1fr);border-top:2px solid var(--lime);margin-top:34px;background:#fff}.step{padding:28px;border-right:1px solid var(--line)}.step:last-child{border-right:0}.step b{font-size:12px;color:#81919a}.ba{position:relative;height:430px;border-radius:16px;overflow:hidden}.ba img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;transition:opacity .7s}.ba .after{opacity:0}.ba.is-after .before{opacity:0}.ba.is-after .after{opacity:1}.ba-label{position:absolute;left:16px;top:16px;background:rgba(5,31,47,.84);color:#fff;padding:7px 12px;border-radius:99px;font-weight:800}.gallery{display:grid;grid-template-columns:1.3fr .7fr .8fr;grid-template-rows:240px 240px;gap:14px;margin-top:30px}.gallery figure{margin:0;overflow:hidden;border-radius:12px}.gallery img{width:100%;height:100%;object-fit:cover}.gallery figure:first-child{grid-row:1/3}.faq{display:grid;grid-template-columns:.75fr 1.25fr;gap:66px}.faq details{background:#fff;border:1px solid var(--line);border-radius:10px;margin-bottom:10px;overflow:hidden}.faq summary{cursor:pointer;padding:18px 48px 18px 20px;font-weight:700;list-style:none;position:relative}.faq summary:after{content:"⌄";position:absolute;right:20px}.faq details p{padding:0 20px 20px;margin:0;color:var(--muted);line-height:1.6}.nico{background:var(--navy);color:#fff}.nico h2{color:#fff}.nico-grid{display:grid;grid-template-columns:1fr minmax(480px,620px);gap:72px;align-items:center}.nico img{width:100%;height:640px;object-fit:cover;object-position:center 18%;border-radius:18px}.partners{text-align:center}.partner-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:14px;margin-top:28px}.partner{border:1px solid var(--line);border-radius:11px;min-height:96px;display:flex;align-items:center;justify-content:center;padding:16px}.partner img{max-width:145px;max-height:46px;object-fit:contain}.footer{background:#062536;color:#dce6ea;padding:54px 0 28px}.footer-grid{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:50px}.footer h3{color:#fff}.footer a{color:#dce6ea;text-decoration:none;display:block;margin:8px 0}.subhero{min-height:390px}.legal{max-width:900px;margin:auto}.legal h1{font-size:44px;color:var(--navy)}.legal h2{margin-top:34px}.notice{padding:14px 16px;background:#eef5df;border-left:4px solid var(--lime);border-radius:6px}
@media(max-width:900px){.navlinks{display:none}.grid2,.faq,.nico-grid,.footer-grid{grid-template-columns:1fr}.cards{grid-template-columns:1fr 1fr}.steps{grid-template-columns:1fr 1fr}.partner-grid{grid-template-columns:repeat(2,1fr)}.gallery{grid-template-columns:1fr 1fr;grid-template-rows:220px 220px}.gallery figure:first-child{grid-row:auto}.nico img{height:560px}}
@media(max-width:600px){.wrap{width:min(100% - 28px,1180px)}.nav{height:72px}.hero{min-height:500px}.hero-inner{padding:48px 0 48px 18px}.hero h1{font-size:38px}.section{padding:58px 0}.grid2{gap:34px}.media img{height:300px}.cards,.steps,.gallery{grid-template-columns:1fr}.steps{border-top:0}.step{border-right:0;border-top:1px solid var(--line)}.gallery{grid-template-rows:repeat(4,220px)}.partner-grid{grid-template-columns:1fr 1fr}.nico img{height:520px}}